e.sacco
SACCO Head/Treasurer Login Start free →
● Trusted SACCO & Microfinance platform

Run your SACCO like a modern bank.

Members, savings, shares, loans, KYC, accounting and reports — everything your savings & credit cooperative needs, in one secure cloud workspace your team and members can use from any phone.

Create your free SACCO → See how it works
K G D M
Built for real savings groups
from village VSLAs to large SACCOs
100%
Data isolated per SACCO
Bank-grade
Security & audit trail
Any device
Works on phone & desktop
Free
to get started, no card needed
Everything in one place

Empower your SACCO with cutting-edge features

From the first member you register to your monthly board report — e.sacco handles the whole savings & credit lifecycle.

Member 360 Profiles

Full KYC records, passport photos, next-of-kin, income, verification status, notes and a printable savings statement per member.

Savings & Deposits

Record deposits and withdrawals with running balances, full history and instant member statements.

Loans & Repayments

Applications, admin approval, automatic interest, disbursement and repayment tracking with auto-completion.

Accounting & Reports

Savings liabilities, loans outstanding, realized vs projected interest, and printable/CSV reports for your board.

Security & Audit Trail

CSRF protection, login throttling, and a full audit log of every login, deposit, withdrawal and admin action.

Backups & Roles

One-click database backups, admin/staff roles, per-SACCO branding, currency and loan-rate settings.

SACCO officer registering a member
Built for how SACCOs actually work

Financial freedom for your members, control for your team

Give front-desk staff a fast, tap-friendly workflow and give admins the oversight of a real bank — without the cost or complexity.

  • ✓ Isolated workspace — every SACCO only ever sees its own members and money.
  • ✓ Role-based access: admins approve loans & verify KYC, staff handle daily transactions.
  • ✓ Mobile-first navigation so officers can work from a phone in the field.
  • ✓ Your logo, colour, currency and interest rates — configured in minutes.
Up and running today

Start in three simple steps

No installation, no servers to manage. Create your workspace and start registering members the same day.

1

Create your SACCO

Sign up in under a minute. Your secure, private workspace and admin account are created instantly.

2

Register your members

Capture full KYC — photo, ID, next-of-kin and income — and verify members as their files are checked.

3

Transact with confidence

Record savings, issue and track loans, and pull board-ready reports whenever you need them.

Who builds e.sacco

A Ugandan company, building for Ugandan cooperatives

e.sacco is built and operated by PledgePay Uganda Limited — a registered Ugandan software company based in Kampala.

Built here, for here

Mobile-money first, friendly on low bandwidth, and simple enough for any SACCO team to run without an IT department.

Your data stays yours

Every SACCO gets its own isolated workspace. Passwords and PINs are stored only as one-way hashes, and every action is written to an audit trail.

Talk to a real person

PledgePay Uganda Limited
Bunyonyi Drive, Nakawa, Kampala, Uganda
+256 740 300 843
esaccoug@gmail.com
info@pledgecard.co

Ready to modernise your SACCO?

Create your free workspace today — it takes less than a minute.

Get started free →